ExpatNav
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Your guide to settling in Germany

Compare blocked accounts, insurance, banks & more — filtered by your nationality, visa type, and language level. Only see providers that actually accept you.

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Updated March 2026100% free to use

Success Stories

Real people who used ExpatNav for their Germany move

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I was overwhelmed trying to figure out German bureaucracy from New Delhi. ExpatNav showed me exactly which providers accept Indian students and helped me set up everything in the right order. I arrived stress-free!

Priya S.

India · Student Visa · Set up in 6 weeks

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New to Germany? Here is what you need — and when

A step-by-step timeline of the services you need to set up, in the right order.

1

Before visa application

Open Blocked Account

Deposit €11,904 to prove you can support yourself.

2

Before arrival

Get Health Insurance

Mandatory for your visa and university enrollment.

3

First week

Open Bank Account

You need a German IBAN to receive your monthly Sperrkonto release.

4

First 2 weeks

Get Liability Insurance

Highly recommended and very affordable in Germany.

5

First month

Get a Phone Plan

You will need a German number for contracts and 2FA.